Click Here Just For KIDS	HOME EQUITY We have the program for you! Enjoy the flexibility of a Home Equity Line of Credit or select a fixed rate and term with our Home Equity Loan! Home Equity Line of Credit - Convenient, flexible and easy to use.*   Easy access with free checks provided Low payment of interest No annual fee No application fees Fixed Rate and Term Home Equity Loan - Great for major purchases, consolidation and more! * Click here for our rates Affordable monthly payments. No application fees **Members wishing to borrow between 81 and 90% of their homes value may incur a $100 nonrefundable appraisal fee. There is no fee charged to the member for a ride-by appraisal or up to 80% of the value of their home. Click here to Apply Now! Try Our Online HOME EQUITY CALCULATOR * * "The accuracy of our calculators and their applicability to your circumstances are not guaranteed"

"We do business in accordance with the federal fair lending laws" "This credit union is federally insured by the National Credit Union Administration"

home | about us | what's new | loans savings | apply online | feedback | just for kids

©2000 St. Michaels. All rights reserved.