We have the program for you!
Enjoy the flexibility of a Home Equity Line of Credit or select a fixed rate and term with our Home Equity Loan! Home Equity Line of Credit - Convenient, flexible and easy to use.
- Easy access with free checks provided
- Low payment of interest
- No annual fee. Read our disclosure
- No application fees. Read our disclosure
Fixed Rate and Term Home Equity Loan - Great for major purchases, consolidation and more!
- Click here for our rates
- Affordable monthly payments.
- No application fees
**Members wishing to borrow between 81 and 90% of their homes value may incur a $100 nonrefundable appraisal fee. There is no fee charged to the member for a ride-by appraisal or up to 80% of the value of their home.
Click Here to apply now! You will be taken to a secure website to process your request.
Try Our Online
HOME EQUITY CALCULATOR
"The accuracy of our calculators and their applicability to your circumstances are not guaranteed"
Pay Your Bills Online using Online Banking!
Effective Feb, 2, 2012 an update to Home Banking will take place. The Home Banking will now become Virtual Branch. What this means to you is updates of online transactions. As always please call with any questions to (508) 674-3861. Thank You!
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jUsT for KiDs!
Here at St. Michael's Credit Union we love doing things that involve kids. And this section of our website is devoted to them. Go! >
St. Michael's Newsletter
Updated and archived, you can view the SMFCU newsletters for lots of valuable information. Go! >