| LENDING INTEREST RATES |
| Type of Loan |
Maximum
Loan
Amount
|
A.P.R.
|
Term
|
Minimum
Down
Payment
|
Example
Monthly Payment per Thousand Borrowed
|
| |
|
|
|
|
|
| Personal / Unsecured (as low as) |
$5,000.00 |
8.00 |
12 mos |
none |
86.99
|
| |
| Personal / Unsecured (2 signatures) (as low as) |
$10,000.00 |
8.25 |
24 mos |
none |
45.34
|
| |
|
|
8.50 |
36 mos |
none |
31.57
|
| |
|
|
8.75 |
48 mos |
none |
24.77
|
| |
|
|
9.00 |
60 mos |
none |
20.76
|
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| |
| New Auto Loans |
|
|
|
|
|
| |
| Auto Loans (new) as low as |
$40,000.00 |
3.49 |
60 mos |
none |
18.19
|
| |
| Used Auto 2010 (as low as) |
$40,000.00 |
3.99 |
60 mos |
20% |
18.41
|
| |
|
|
|
|
|
|
| |
| Auto Loans (used) |
|
|
|
|
|
| |
| 2007-2009 (as low as) |
$30,000.00 |
6.00 |
24 mos |
20% |
44.32
|
| |
| 2007-2009 (as low as) |
$30,000.00 |
6.75 |
36 mos |
20% |
30.76
|
| |
| 2007-2009 (as low as) |
$30,000.00 |
7.00 |
48 mos |
20% |
23.95
|
| |
| 2007-2009 (as low as) |
$30,000.00 |
7.25 |
60 mos |
20% |
19.92
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| Older Models (call for rates) |
|
|
36 mos |
20% |
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48 mos |
20% |
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60 mos |
20% |
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36 mos |
20% |
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48 mos |
20% |
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60 mos |
20% |
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| Share Secured |
up to savings balance |
call for rates |
60 mos |
none |
|
| |
| Share Secured CD |
up to certificate balance |
call for rates |
60 mos |
none |
|
| |
| Visa Card Rate |
$10,000.00 |
10.75 |
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- APR = Annual Percentage Rate
- APY = Annual Percentage Yield
- All rates are subject to change without notice. Please contact
a member service representative at (508) 674-3861
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