Click Here Just For KIDS	MORTGAGES SMFCU has a mortgage department dedicated exclusively to providing affordable loans for the purchase, refinance, or construction of your home. We can provide conventional and non-conforming mortgages, as well as construction loans and land loans. With the wide and confusing variety of mortgage products now available to you, let our mortgage specialists tailor the proper mortgage loan to meet your individual needs and financial situation. (click here to see rates) Available for pre-qualification! Some features and benefits of SMFCU mortgage are: No closing cost, no points program Pre-approved mortgage loans Fixed-rate and Variable-rate products Flexible terms from 10 to 30 years Click here to Apply for Residential Mortgage Loans or our 2nd Mortgage Loans Try Our Online Calculators: AMORTIZATION CALCULATOR MORTGAGE CALCULATOR "The accuracy of our calculators and their applicability to your circumstances are not guaranteed"

"We do business in accordance with the federal fair lending laws" "This credit union is federally insured by the National Credit Union Administration"

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