MORTGAGE RATES
Type of Mortgage

0 Points

1 Point

2 Points

       
Conventional Fixed Rate APR APR APR
 
10 years 4.25 n/a n/a
 
15 years 4.50 n/a n/a
 
20 years 4.75 n/a n/a
 
25 years 4.75 n/a n/a
 
30 years 4.75 n/a n/a
 
Adjustable Rate
 
3/1ARM 4.00 n/a n/a
 
5/1ARM 4.50 n/a n/a
 
Fixed Rate H/E Loan 4.50 60 mon n/a
 
Rates Effective 3/2012
 
The terms of repayment, which reflect the repayment obligations over the full term of the loan, Including any ballonn payment, such as "48 monthly payments of $ 27.83 per $1,000 borrowed. Property insurance is required.
 
 
 
 
 
 
MEMBERS MAY INCUR FEES OF UP TO $300.00 TO $400.00 IF HOME EQUITY LOAN IS CONSUMATED. THE CHARGES INCLUDED ARE BUT NOT LIMITED TO RECORDING FEE, TITLE, CREDIT REPORT AND FLOOD INSURANCE CERTIFICATE. CLOSING COSTS FOR TRADITIONAL MORTGAGES EQUALS APPROXIMATELY 2% OF APPLICATION AMOUNT.
 
  • APR = Annual Percentage Rate
  • APY = Annual Percentage Yield
  • All rates are subject to change without notice. Please contact a member service representative at (508) 674-3861
       

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