| MORTGAGE RATES |
| Type of Mortgage |
0 Points
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1 Point
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2 Points
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| Conventional Fixed Rate |
APR |
APR |
APR
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| 10 years |
4.25 |
n/a |
n/a
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| 15 years |
4.50 |
n/a |
n/a
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| 20 years |
4.75 |
n/a |
n/a
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| 25 years |
4.75 |
n/a |
n/a
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| 30 years |
4.75 |
n/a |
n/a
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| Adjustable Rate |
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| 3/1ARM |
4.00 |
n/a |
n/a
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| 5/1ARM |
4.50 |
n/a |
n/a
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| Fixed Rate H/E Loan |
4.50 |
60 mon |
n/a
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Rates Effective 3/2012 |
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The terms of repayment, which reflect the repayment obligations over the full term of the loan, Including any ballonn payment, such as "48 monthly payments of $ 27.83 per $1,000 borrowed. Property insurance is required. |
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| MEMBERS MAY INCUR FEES OF UP TO $300.00 TO $400.00 IF HOME EQUITY LOAN IS CONSUMATED. THE CHARGES INCLUDED ARE BUT NOT LIMITED TO RECORDING FEE, TITLE, CREDIT REPORT AND FLOOD INSURANCE CERTIFICATE. CLOSING COSTS FOR TRADITIONAL MORTGAGES EQUALS APPROXIMATELY 2% OF APPLICATION AMOUNT. |
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- APR = Annual Percentage Rate
- APY = Annual Percentage Yield
- All rates are subject to change without notice. Please contact
a member service representative at (508) 674-3861
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