| SAVINGS RATES |
| Type of Savings |
Dividend Rate
|
APY
|
Dividends
Credited / Compounded
|
Minimum
Initial Deposit
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| Regular (Shares) Savings |
.25 |
.25 |
quarterly |
$5.00
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| Share Drafts Checking* |
.10 |
.10 |
monthly |
$300.00
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| |
| Christmas Clubs |
.15 |
.15 |
quarterly |
$5.00
|
| |
| MMSA (Money Market Shares)** |
.40 |
.40 |
monthly |
$2,500.00
|
| |
| Money Market Certificate (6 months) |
.25 |
.25 |
monthly |
$5,000.00
|
| |
| Share Certificates (One Year) |
.75 |
.75 |
monthly |
$1,000.00
|
| |
| Two Year Certificate |
.80 |
.80 |
monthly |
$1,000.00
|
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| Regular (IRA savings) |
.25 |
.25 |
quarterly |
$5.00
|
| |
| One Year (IRA) Certificate |
.75 |
.75 |
monthly |
$1,000.00
|
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| Two Year (IRA) Certificate |
.80 |
.80 |
monthly |
$1,000.00
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*Minimum average balance to earn a dividends= $300.00
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| *Monthly service charge $0.00. Business checking charge $10.00.
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| **Balances below $2,500.00 earn .15%
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| September 23, 2011
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For inquiries please contact a sales representative at 508-674-3861.
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- Rates Accurate as of September 23, 2011
- APR = Annual Percentage Rate
- APY = Annual Percentage Yield
- All IRA rules, regulations and restrictions apply.
- All rates are subject to change without notice. Please contact
a member service representative at (508) 674-3861
- Fees could reduce the earnings on the account; A penalty will or may be imposed for early withdrawal (for certificate accounts); the dividend rate may change after the account is opened (for variable rate accounts)..
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| *Minimum average balance to earn dividends = $300.00 |
| *Monthly service charge $0.00. Business checking charge $10.00. |
| **Balances below $2,500.00 earn .15% |
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