SMFCU’s personal loans are useful in a variety of ways…bill consolidation, special purchases, dream vacations and more!
Rates
| Type of Loan | Max Loan Amount | APR | Term | Min. Down Payment | Example Monthly Payment per Thousand Borrowed |
|---|---|---|---|---|---|
| Personal/Unsecured (as low as) | $25,000.00 | 10.00 | 12 mos | none | 86.99 |
| 10.00 | 24 mos | none | 45.34 | ||
| 10.00 | 36 mos | none | 31.57 | ||
| 10.00 | 48 mos | none | 24.77 | ||
| 10.00 | 60 mos | none | 20.76 |
Rates Accurate as of 4/6/2026.
APR = Annual Percentage Rate. All rates are subject to change without notice. Rates listed are for A credit, please call for other rates: (508) 674-3861.